Stocks Bonds Forex Options Futures - No Crypto

IBKR pays incredible interest rate on idle cash.

Dependent on your relationship. That rate requires an overall $100k+ total account. It's half for less than that. I would also venture to guess that rate is being propped up by transaction backend fees and marketing dollars.

My work 401k is managed by Alight Financial. They are terrible. I had never heard of them before my previous employer was bought by a much bigger company. We had fidelity at my previous employer and I really liked them.

We like Vanguard for our non-work brokerage accounts. Also have a Citi accelerate savings account that is paying out 3.8% right now.

Moved from HYSA at Ally to Fidelity CMA - it has everything - no fees, debit card, atm reimbursement, checking, bill pay - you can also buy anything like a brokerage account. Use the whole balance to buy MMF at 4.x% and it autoconverts to cash for bills, checks, etc.

And/or do Tbill or CD ladder.

Their site is also good for research and lots of features. App too.

Anybody else get a gift from Ford (F) today?

How low will the S&P go in 2023?

How low will the S&P go in 2023?

What does your crystal ball say?

What does your crystal ball say?

My crystal ball is broken. I was hoping someone else might have one that works.

Ok anybody have anything new to talk about here. What are you invested in?

Ok anybody have anything new to talk about here. What are you invested in?

Interest rates are too good to pass up for safe returns. Boring, but I'm worried about volatility this year because of our election and world events.

I understand the worry. Just cannot get into a T Bill that is barely beating inflation. Switched over to long term options to minimize risk as well as a blue chip covered call strategy.

My longs are doing good, but I'm using CSHI for return on cash.

Hey Matt,

Do you ever write calls on your long positions for extra income?

Hey Matt,

Do you ever write calls on your long positions for extra income?

No, I'm a very traditional and fairly boring investor. The most exciting I get is DRIPs.