Currently, there rule of thumb (or tape) is 2000 ft from the Gulf. The rule of 500' from the Bay will remain unchanged at this time. I am uncertain if other insurance companies will follow suit. Anyone heard reports of such from other companies. I have also recently heard from second home owners in this area, that their insurance companies were dropping second-home policies in FL.
The State Farm agent also said that they were not isuing policies for homes older than those built in 2003, unless you had documents proving that the windows had been replaced with, or they met, today's standard. Even then, you would have to have multiple policies with State Farm or been a long term customer with them and have a few other policies.
I just asked to know some general and basic changes. I would hate to see the little stuff, too.
If anyone knows of changes from other companies, or more changes for S.F., please post them here.
